A law passed in the twelfth Teckla reign.

It allows a bank to deny patrons the ability to withdraw their funds from a bank, in order to prevent a bank panic, which might force the bank into surrender of debts.

A hold of purchase is a special circumstance that has to be approved by the Empire. There are rules as to when it can be used, how long it can last, what percentage of money must be released to patrons, and so forth.

Several banks in Northport underwent a Hold of Purchase due to a conspiracy to defraud citizens of the region after the death of Fyres.

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